Credit Studio Solutions is a professional score restoration and bureau monitoring platform. We challenge inaccurate negative items on your report by sending FCRA-grade certified letters to Equifax, Experian, and TransUnion — automatically. Most clients see measurable results within 30 to 45 days.
Under the FCRA, you have the legal right to challenge any inaccurate or unverifiable item on your report. All three bureaus are required by law to investigate within 30 days and remove any item they cannot verify. Our AI identifies every item to contest, drafts letters citing the exact FCRA sections, and mails them by certified USPS mail — with legal proof of delivery and automatic deadline tracking.
Consumer score monitoring starts at $29.95 per month. Active score restoration plans are available for clients who want full case management. Operator business plans start at $299 per month and include unlimited client accounts, automated FCRA workflows, certified mail management, billing tools, and complete white-label branding under your company name.
Score restoration agencies and consultants use our operator platform to manage their entire client roster from one console. Client intake, automated FCRA letters, certified mail, bureau response tracking, and subscription billing all run under your brand. Scale your business without scaling your workload.